Eat Cake U · The Comparison House · Shelf 2

Houston Electricity

Retail electric plans for Houston — CenterPoint territory — ranked by true cost at real usage levels, and by how honestly the price behaves.

Last checked: 2026-11-01

We never sell power.No commissions, no per-signup referral money. We rank plans; we don't enroll you in anything.
Nobody buys a rank.A plan moves only when its own Electricity Facts Label moves.
Plans churn — dates printed.Every plan below carries the date of the Facts Label we read. Recheck the live label before you switch; the label is the contract's truth, not the ad.
Every dollar disclosed.This house has taken $0 from any electric provider. The plate at the bottom is how it eats.

In Houston you don't choose who owns the wires — that's CenterPoint, and its delivery charge rides on every bill no matter who you pick: currently $4.90 a month plus 6.5333¢ per kWh, printed right on the Facts Labels and passed through without markup. What you do choose is the retail provider and the shape of its price. That shape is where people get hurt — so that's what this shelf ranks.

Along the way — how to read a Facts Label, and the trap this shelf exists to catch Every Texas electric plan carries an Electricity Facts Label (EFL) — the plan's legal price sheet. It prints an average price at exactly 500, 1,000, and 2,000 kWh. Now the trap: some plans hand you a big bill credit only in months you use at least 1,000 kWh. At exactly 1,000, the average price collapses and the plan looks like the cheapest in Texas. At 999 kWh — or in a mild month when you use 600 — the credit vanishes and the real price is two or three times higher. A Houston apartment in spring does not use 1,000 kWh. This shelf therefore scores the spread between a plan's three prices as a honesty measure: a flat plan's three numbers huddle together; a credit-cliff plan's numbers scatter. You'll see both signatures in the table.

The plans — CenterPoint territory, scored

Monthly dollar figures are the EFL's own average price × usage at exactly that level, before taxes — the same basis the label uses. All ten plans are 12-month fixed-rate products except Payless, which is prepaid. EFLs retrieved November 1, 2026; each plan's label date is printed, because labels are reissued and prices move.

#Plan (provider)House Score¢/kWh at 500at 1,000at 2,000$/mo at 1,000Exit feeRenewableEFL dated
1Champ Saver-12 (Champion Energy)
The flattest honest price in the set — its components reconcile to the penny: 6.8¢ energy + 6.533¢ delivery + $4.90 spread over usage. True cost ≈ $71.50 / $138 / $272.
75.614.313.813.6$138$15024.7%Nov 1, 2026
2Simple Savings 12 (TriEagle Energy)
Nearly as flat. One flag, printed honestly: the label excerpt we read doesn't fully reconcile its delivery component with its averages — we print the averages as the label states them and have flagged the label for re-check at refresh.
73.014.714.213.9$142$20 × months left3%Sep 1, 2026
312-Month Fixed with Usage Bill Credit (Constellation)
A gentler credit design: $35 back at 1,000+ kWh and another $15 at 2,000+. The cheapest true 2,000-kWh cost in the set — big houses, look here; small apartments, look at its 500-kWh price first.
68.716.412.413.2$124$15024.7%Oct 7, 2026
4Simply Select 12 (Rhythm)
Flat, 100% renewable, no base charge, and an exit fee that shrinks as you stay. Its label prints a slightly older delivery rate, so treat its true cost as a touch higher than shown.
68.215.214.714.4$147$20 × months left100%Sep 28, 2026
5Clear Deal 12 (TXU Energy)
A tiered energy charge (8.7¢ up to 1,200 kWh, then 14.2¢) — that's why its 2,000-kWh price bends upward. Its label was reissued Nov 1, 2026, the freshest big-brand label we read.
63.416.211.814.8$118$1503%Nov 1, 2026
6Power On 12 (Reliant)
Plain and steady: no credit games, a $5 base charge, mid-pack at every level. Reliant is the incumbent brand in Houston; steadiness is what it sells.
62.416.015.014.5$150$15022%Sep 30, 2026
7Pollution Free e-Plus 12 Choice (Green Mountain Energy)
Matches 100% of annual paid usage with retired renewable certificates; the underlying content is at least 51% Texas wind. Priced about even with its parent Reliant's plan — the green premium here is small, and that's printed plainly.
61.416.115.114.6$151$150100% REC-matchedSep 30, 2026
8Saver Plus 12 (Gexa Energy)
The cliff, in person. 7.3¢ at exactly 1,000 kWh — the cheapest-looking number in Texas — because of a $125 credit that pays only at 1,000+. Below the line: 20.3¢. If your usage is reliably over 1,000 every single month, it can work. If it ever dips, you pay the steepest small-usage price in this set.
53.420.37.313.3$73$15030.4%Sep 30, 2026
912 Month – Prepaid (Payless Power)
Prepaid: you pay in advance, $0.83 a day before any energy, with a $15 monthly credit at low usage. Its own label warns the price “may change at the sole discretion of Payless Power” — weaker protection than every fixed label above, and its label is the oldest in the set (Aug 15), so current delivery charges already make its true prices higher than printed.
42.818.218.316.8$183$4923.9%Aug 15, 2026
10Maxx Saver Value 12 (4Change Energy)
The steepest cliff in the set: 21.7¢ at 500 kWh, 8.7¢ the moment usage crosses 999, on a $125 credit. A plan built to be photographed at 1,000 kWh. Ranked last by the printed method, and the method shows its work.
40.921.78.714.7$87$20 × months left3%Oct 16, 2026

Market context (secondary snapshot, not scored): a PowerToChoose snapshot mirrored on Nov 1, 2026 listed 140 fixed-rate plans of 6+ months in CenterPoint territory with a median 1,000-kWh price of 13.3¢. Plans spotted there but not yet scored — their live EFLs are on our tracked list: Gexa Eco Choice 8 (11.9 / 11.4 / 11.2¢, 100% renewable), Rhythm Digital Choice 12 (12.0 / 12.0 / 12.1¢, 100% renewable — looks flat and promising), Octopus Octo Simple 12 (11.8¢ at 1,000), and APG&E SimpleSaver 12 (6.8¢ at 1,000 on the snapshot, but ranked #120 of 140 on estimated annual cost by the same source because its $125 bill credit is missed in low-usage months — the cliff signature again; its CenterPoint EFL figures conflict across secondary sources, so it waits for a direct label pull).

The method for this shelf

Weights. True cost at 1,000 kWh — 30 · Cost honesty (the spread between a plan's 500- and 2,000-kWh average prices) — 25 · True cost at 500 kWh — 20 · True cost at 2,000 kWh — 15 · Exit-fee fairness — 10. Cost sub-scores stretch between the shelf's best and worst true monthly cost at that level (best = 100, worst = 0, computed exactly: 100 × (worst − yours) ÷ (worst − best)). Honesty scores the same way on spread — Champion's 0.7¢ spread scores 100; the 13.0¢ cliffs score 0. Exit fees: a prepaid $49 scores 100; a fee of $20 per month remaining scores 60 because it shrinks as you stay; a flat $150 scores 50. Every input is on the plan's own Facts Label, retrieved Nov 1, 2026, and labeled with its date — a reader with the same labels reaches the same order.

Why honesty weighs 25. Because the 1,000-kWh column is where Texans get fooled. A method that ranked on that column alone would crown the two cliff plans at the bottom of this table. We would rather explain a ranking than sell you a mirage.

Churn law. Electric plans are repriced constantly and labels reissued; older labels in this set already print outdated CenterPoint delivery rates, which understates their true cost. Treat every figure as dated, recheck the live EFL on PowerToChoose.org (the Public Utility Commission's official comparison site) before switching, and expect this shelf to be checked back on the first of every month under the house's snapshot rhythm — every plan's label re-pulled and compared, any change published openly with its new date — with event corrections between. The stamp at the top of this page tells you the last time it was checked.

Where's the complaint score? See the next section — the record exists; the per-provider scores are on our tracked list rather than guessed.

Complaint record — what exists, honestly

The Public Utility Commission of Texas publishes a Retail Electric Provider Complaint Scorecard — the current edition covers complaints from April 1 to September 30, 2026 (the “October 2026 Complaint Score”). Providers are grouped into five bands by their complaint rate per 1,000 customers over a rolling six months; five dots is the lowest complaint rate. The PUC's own caution, which we endorse: the score counts investigated informal complaints whether or not the company was found at fault, and it is “only one measure” — the PUC itself suggests checking the Better Business Bureau too.

Per-provider dot scores could not be extracted reliably from the official scorecard PDF in this pass, so no provider's complaint band is printed here. They are on the house's tracked list for the next refresh — pulled from the official scorecard or not printed at all. A secondary site renders dots for a few plans (four of five for Gexa's Eco Choice 8, three of five for Rhythm's Digital Choice 12); those are the aggregator's renderings, not the PUC's, and we don't republish them as the record.

If a provider mistreats you: complain to the provider first, then to the PUC — your complaint is literally what this scorecard is made of.

Resumen en español

La luz en Houston. Usted no escoge los cables — eso es CenterPoint, y su cargo de entrega ($4.90 al mes + 6.5333¢ por kWh) viene en todas las cuentas. Lo que sí escoge es la compañía y la forma de su precio. Ojo con el truco: algunos planes dan un crédito de $125 solo si usa 1,000 kWh o más; a 999 kWh el precio real puede ser el triple. Esta tabla clasifica los planes por el costo verdadero a 500, 1,000 y 2,000 kWh y por la honestidad de su precio — por eso los planes del “crédito” quedan abajo aunque su número de 1,000 kWh se vea el más barato de Texas. Cada plan lleva la fecha de su etiqueta de hechos (EFL); verifíquela en powertochoose.org antes de cambiarse. Esta casa nunca vende electricidad y nadie paga por un mejor puesto.

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